Just got another delinquent notice regarding my mom's long-term health insurance. She failed to make her payment in October. The letter mention that she has 65 days to to send in payment or risks losing coverage.
I just spoke with her today before I our mail delivery, so I haven't mentioned that I know she's late in her payment. I don't think that she realizes what this bill is anymore. She probably thinks that it is a life insurance policy. I may need to stand over her and watch her sign the check and then mail the check in myself. That will be the only way we will be sure that she makes this payment.
We just returned from a vacation and this is the first thing I have been hit with regarding mom's condition. She did mention that she is looking into purchasing a hearing aid. One of her friends must have said that she needs a hearing aid. While we were gone she went to one doctor and received at an estimate of about $7,000. She did mention that she's going to go for another estimate. I know that she has some hearing loss but it's not extreme, so I really don't know what to say at this time. Her problem, in my opinion, is that she doesn't pay attention to what people are saying. She is so busy thinking what she is going to say next.
Lately she has been running here and there for various kinds of medical test that her friends are recommending that she takes. This is in addition to the regular tests and doctors appointments that I already drive her to. These lifeline tests are usually offered for seniors who do not have regular doctors. I think they're very useful for that purpose but mom has a whole battery of doctors that she sees on a regular basis.
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